MarketWatch rounds up 10 of its most interesting topics over the past week.
1. Trouble for Social Security and Medicare? Not so fast
Social Security has been forced to access its trust fund for the first time in 36 years and its trustees still expect the system to become insolvent in 2036. But current laws guarantee that Social Security and Medicare will make their requirements no matter what.
2. Apple is becoming more like Microsoft
Jeff Reeves believes Apple’s stability is good for its stock over the long term.
Here’s coverage of Apple’s
Worldwide Developers Conference:
3. Vanguard rocks employees’ 401(k) boat
Vanguard Group’s moves to simplify 401(k) investment choices for its employees — including the removal of its S&P 500 index fund from the plan — struck a chord with MarketWatch readers, who left scores of comments. Vanguard founder John Bogle shrugged off the news.
4. Speaking of indexing …
Low-cost index-fund investing has been an overwhelming and quite understandable trend among retirement account investors in recent years. It’s very difficult for active fund managers to beat the performance of broad indexes, in part because of their high management fees. But Niels Jensen, author of “The end of indexing: Six structural mega-trends that threaten passive investing,” argues that indexing strategies that have worked so well over the past 35 years “will no longer deliver acceptable returns.”
5. SEC gets burned
A judge threw out the Securities and Exchange Commission’s charges against Yorkville Advisors LLC in a case that shows how easy it is for the government to destroy a company even when there’s no evidence of wrongdoing.
6. Millennial running for Congress says older legislators are acting ‘selfishly’
Lindsay Brown is a 29-year-old New Jersey resident running to serve in the House of Representatives. In an interview, she explains what millennials can do to improve government and their own finances.
7. Using technology to clean up the inefficient process of buying a home
Alex Rampell of Andreessen Horowitz explains how new technology can make it much easier for you to buy or sell a home.
8. Private equity’s investments in health care might cost you a lot of money
It’s easy to understand that a salesperson will receive a higher commission if he up-sells you a fancier car or TV. But what if your doctor is pressured to do something similar?
9. Forget the Russell 2000 — here’s a better small-cap index to play
The numbers make a clear case for funds that track the S&P 600 Small Cap Index.